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Most people buy a basic insurance policy to protect themselves, their family, and their valuable assets. Having an umbrella insurance policy provides additional security against the risk of getting sued for damages to other people’s property and for damages caused by injuries from an accident and goes beyond a typical automobile or homeowners insurance policy.…

When you opt to have a life insurance policy, you are helping to ensure that your loved ones are well taken care of when you are gone. When a life insurance policy holder dies, family members and other beneficiaries will receive a payout which is not usually subjected to income tax. If you are interested…

Business liability protects a business against the cost of injury, property damage claims or any other type of issue resulting from normal business operations. It is intended to safeguard a company’s finances if they encounter a lawsuit or claim from a third party. If you are a business owner in San Diego, California, and have…

Your home is most likely one of your most valuable investments, so it is essential to protect this asset with a good homeowners insurance policy to make sure that you are covered in the event that something unexpected happens. Not only is it a wise decision to have homeowners insurance, most mortgage lenders will actually…

Do you currently own a business or do you have a substantial net worth and are looking for a way to protect and continue to grow your wealth? Premium financing could be one financial strategy that can help you reach your financial goals while providing you insurance coverage at the same time, and it involves…

Workers compensation is a type of insurance that is intended to help protect your business and your employees in the event that someone becomes injured on the job. It helps to pay for medical expenses and part of any lost pay after a work related injury suffered by an employee at a work site. It…

Insurance companies need to evaluate many factors when determining their prices, such as the cost to repair homes and automobiles, trends in the industry, and the number of claims that they receive. If those costs rise, then the price of insurance premiums will likely rise also. This has many policyholders concerned about their premium costs,…

As issues with drought continue to plague southern California, concerns about wildfires have continued to increase amongst homeowners. It is important for homeowners to get peace of mind by having the appropriate insurance coverage to protect their home against the financial impact of a wildfire, and it is necessary for them to review their current…