Insurance companies need to evaluate many factors when determining their prices, such as the cost to repair homes and automobiles, trends in the industry, and the number of claims that they receive. If those costs rise, then the price of insurance premiums will likely rise also. This has many policyholders concerned about their premium costs,…

As issues with drought continue to plague southern California, concerns about wildfires have continued to increase amongst homeowners. It is important for homeowners to get peace of mind by having the appropriate insurance coverage to protect their home against the financial impact of a wildfire, and it is necessary for them to review their current…