Obtaining Insurance Coverage In California

Posts by silvia.lopez@windfallinsurance.com

Obtaining Insurance Coverage In California

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If you are a newer homebuyer or a California resident that has recently been dropped by your homeowners insurance agency, you have probably noticed that it is becoming harder and harder to find a homeowners insurance policy. Many insurance carriers have actually stopped insurance coverage in the state of California, which is causing concern for many…

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Factors That Can Impact Car Insurance Premiums

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What Determines Your Car Insurance Premiums? Auto insurance is primarily intended to protect you, the policy holder, from major financial losses in the event that a car is stolen or damaged in an accident. With this contract, an insurance agency essentially agrees to pay the policyholder for losses that are defined in the auto policy…

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Do I Need Rental Car Insurance?

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Chances are that if you have previously rented a car for personal or business reasons, an agent from the company attempted to sell you their rental car insurance. Many people wonder if this is a necessary supplementary expense or if their personal auto insurance policy will cover any issues that may arise. Deciding whether or…

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What is Fire Insurance?

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What Is Fire Insurance? With the rising increase of fire danger in southern California, many people are wondering how to protect themselves and their belongings from damages caused by wildfires and if their homeowners insurance policy will still cover them in a fire. If you live in the San Diego, California area, and have questions…

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Understanding Insurance Needs During Retirement

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Understanding Your Insurance Needs During Retirement When you begin to near retirement, your financial goals and priorities are likely to change, and so will your insurance requirements. As you begin to transition into retirement, it will be necessary to begin reviewing your current insurance policies and making necessary adjustments to better meet your needs. If…

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Why Have My Insurance Rates Increased?

House

Why Are My Insurance Rates Rising? As you probably have noticed, your insurance premiums have more than likely increased over the past year. There are numerous reasons that have caused these rate hikes, making it more important than ever to review your insurance policies with your agent to make sure that you are appropriately covered…

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What Is Full Coverage Auto Insurance?

mercedes car

Are you in the process of financing or leasing a vehicle, and wondering if you need full auto insurance coverage? Some lenders may require you to have full coverage auto insurance, which consists of a combination of insurance coverages to help protect the driver of the automobile, their vehicle, as well as any other vehicles…

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