Posts by silvia.lopez@windfallinsurance.com
Obtaining Insurance Coverage In California
If you are a newer homebuyer or a California resident that has recently been dropped by your homeowners insurance agency, you have probably noticed that it is becoming harder and harder to find a homeowners insurance policy. Many insurance carriers have actually stopped insurance coverage in the state of California, which is causing concern for many…
Read MoreFactors That Can Impact Car Insurance Premiums
What Determines Your Car Insurance Premiums? Auto insurance is primarily intended to protect you, the policy holder, from major financial losses in the event that a car is stolen or damaged in an accident. With this contract, an insurance agency essentially agrees to pay the policyholder for losses that are defined in the auto policy…
Read MoreThe Importance Of Keeping Your Insurance Policies In California
It is no secret that prices have increased due to inflation, and these expenses have been carried over to the insurance sector. In California, the cost to insure vehicles and homes has risen significantly, and it is becoming more and more challenging to obtain new coverage. If you are located in San Diego, California, and…
Read MoreDMV Service Registration For Tractors And Commercial Vehicles
DMV Service Registration For Tractors And Commercial Vehicles When it comes to driving, having the proper licensing and documentation is crucial. If you have expired or are lacking the appropriate driving licenses, valid registration numbers, or vehicle titles, this more than likely will cause serious issues resulting in high fines and legal problems. The DMV,…
Read MoreDo I Need Rental Car Insurance?
Chances are that if you have previously rented a car for personal or business reasons, an agent from the company attempted to sell you their rental car insurance. Many people wonder if this is a necessary supplementary expense or if their personal auto insurance policy will cover any issues that may arise. Deciding whether or…
Read MoreWhat is Fire Insurance?
What Is Fire Insurance? With the rising increase of fire danger in southern California, many people are wondering how to protect themselves and their belongings from damages caused by wildfires and if their homeowners insurance policy will still cover them in a fire. If you live in the San Diego, California area, and have questions…
Read MoreUnderstanding Insurance Needs During Retirement
Understanding Your Insurance Needs During Retirement When you begin to near retirement, your financial goals and priorities are likely to change, and so will your insurance requirements. As you begin to transition into retirement, it will be necessary to begin reviewing your current insurance policies and making necessary adjustments to better meet your needs. If…
Read MoreWhy Have My Insurance Rates Increased?
Why Are My Insurance Rates Rising? As you probably have noticed, your insurance premiums have more than likely increased over the past year. There are numerous reasons that have caused these rate hikes, making it more important than ever to review your insurance policies with your agent to make sure that you are appropriately covered…
Read MoreWhat Are My Insurance Options If I Am Relocating?
Have you been thinking about relocating from your current dwelling, and curious about what you need to do in order to prepare for this step? When you start to make moving arrangements, you more than likely will need to think about packing up your belongings, hiring people to help you move, and transferring your renters or…
Read MoreWhat Is Full Coverage Auto Insurance?
Are you in the process of financing or leasing a vehicle, and wondering if you need full auto insurance coverage? Some lenders may require you to have full coverage auto insurance, which consists of a combination of insurance coverages to help protect the driver of the automobile, their vehicle, as well as any other vehicles…
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