What is a Carrier? Carrier[kar-ee-er]noun1.The Carrier is the insurance company that provides a specific Policy and is the company that a policyholder will pay Premiums to. The Carrier is ultimately responsible to pay out Claims. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents If a Tree Falls Do you know what to do if a tree falls on your house, damaging your roof? Side-by-Side: Insured vs. Uninsured Here's what happens if your small business has an accident and you're not insured. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.